Dental Insurance in Tampa, FL
Your dental health is a critical component of your general health and overall well-being. Good oral health and hygiene can help sustain your quality of life. Conversely, issues with your mouth, teeth and gums could impact many other parts of your body and derail your normal functions. Given this inherent importance, securing the means to access and pay for dental health care is critical. That’s why it’s necessary to understand and maintain appropriate dental coverage.
What Does Dental Insurance Cover? 
You should first be aware that, like vision care, dental services typically require separate insurance policies than general medical services. Having a general health insurance plan usually won’t provide coverage for adults when seeking dental health services or products, making separate dental insurance essential.
Exact coverage capabilities and limitations can vary significantly depending on the type of policy you select and your carrier. In some cases, your dental plan may at least cover part of the costs of the following:
- Checkups
- Cleanings
- Extractions
- X-rays
- Fillings
- Crowns
- Root canals
- Dentures
How Much Does Dental Coverage Cost?
Like general health insurance, your out-of-pocket costs for dental coverage can vary significantly. When considering your options, you should understand and analyze the following aspects of available policies:
- Premiums are your regular (e.g., monthly) payments used to maintain your coverage.
- Deductibles are minimum amounts you’ll need to pay out of pocket before your plan can contribute.
- Copays are out-of-pocket, flat fees you contribute toward specific services and products.
- Coinsurance functions similarly to copays but establishes percentages you’re responsible for paying out of pocket.
- Annual maximums are the most a policy will contribute in a single plan year toward covered services.
Get the Right Coverage
To find ideal dental insurance near you, contact the knowledgeable and dedicated team at ValleyView Health Co.